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deskgameDocuments revealed during a lawsuit which states (including New Jersey) filed against the seven major tobacco companies are available online at the University of California, San Francisco. They show a coordinated campaign by Philip Morris and other tobacco interests to deceptively “cultivate” unions and workers to fight their battles for them, specifically -- and successfully - targeting the hotel and restaurant workers union (known as UNITE HERE), which opposes a smoking ban in New Jersey casinos now. deskgameJoin me as I share my best predictions and college football picks for the ReliaQuest Bowl featuring Alabama vs. Michigan. deskgameThe odds of +425 indicate a probability of 19%. That means we need this prop to hit once out of five times to make money. If you bet $100 at +425 odds five times and win once, you’ll profit $425 one time and lose $100 four times. That’s a profit of $25. deskgameIf a blackjack game has a 99% RTP, that means 99 cents of every dollar you and others bet on the game will be returned as winnings. Some players might win more, and others may lose more, but the game should achieve its prescribed RTP over time.